Effective July 15, 2026
This Privacy Policy explains how Cobalt Commercial Credit ("Cobalt," "we," "us," or "our") collects, uses, and protects information when you visit cobaltcommercialcredit.com (the "Site") or contact us through it.
When you submit our contact form, we collect the information you provide directly, which may include your name, email address, phone number, business name, and any message or details you choose to share.
We do not require you to create an account or provide payment information to use this Site.
We use Cloudflare Web Analytics to understand general Site usage, such as page views and referring sources. This analytics service is cookieless and does not track individual visitors across other websites or build advertising profiles.
We do not sell your personal information. We may share information with service providers who help us operate this Site and respond to inquiries, including our contact form processor and email hosting provider, solely for the purpose of delivering those services to us.
We may also disclose information if required to do so by law, or to protect the rights, property, or safety of Cobalt, our clients, or others.
We retain information submitted through our contact form for as long as reasonably necessary to respond to your inquiry and maintain business records, unless a longer retention period is required by law.
Depending on where you live, you may have rights regarding your personal information, including the right to know what information we hold, request its deletion, or correct inaccuracies. California residents may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). To exercise any of these rights, contact us using the information below.
This Site is not directed to individuals under 18, and we do not knowingly collect personal information from children.
We may update this Privacy Policy from time to time. The effective date at the top of this page reflects the most recent revision.
Questions about this Privacy Policy can be directed to:
Cobalt Commercial Credit
23 Corporate Plaza, Ste 150
Newport Beach, CA 92660
contact@cobaltcommercialcredit.com